Stablecoin Payments

Powered by X Trade

redifining finance

Optimum, in a strategic partnership with X Trade handles the backend usage of the XRPL to facilitate easy spending of any cryptocurrency, that can be converted into stablecoin holdings or fiat payouts for the merchants.It is our vision to bring the true light of Web3 technology to the world.

XRPL technology

  • 3~5 second settlement time

  • Stablecoin payouts

  • Minimal transaction fees

Why stablecoins?

Optimum will bring one of the first real use cases of blockchain technology that can be used as mainstream retail.The XRP Ledger is a perfect fit, allowing 24/7 transactions at the cost of fractions of a penny.Foreigners travelling overseas no longer have to wait long hours and pay high fees to top up their traditional accounts to pay merchants. On Optimum, this can be done in 3~5 seconds at any time of the day.

FAQs

1. How do I top up money on Optimum?At this current stage of development, only cryptocurrencies will be allowed to be used as a top-up method.With more funding and partnerships, fiat based fundings will be available and is currently under consideration.2. Can I send funds to other users?Absolutely ! Simply enter their details such as their mobile phone number and name, and we will send the funds to the corresponding Optimum account using their registered public keys.